MUKUL G. ASHER is Professor in the Public Policy Programme at the National University of Singapore. He was educated in India and the United States. In addition to these countries and Singapore, he has also taught or researched in Australia, Malaysia and Sweden. From June 1997 to December 1997 he was a Visiting Professor at the Fiscal Affairs Department of the International Monetary Fund. He specializes in Public Finances of developing countries. He is regarded as the leading authority on social security arrangements in Southeast Asia. He is also involved in researching social security issues in India.He has authored or edited several books, and has published numerous articles in national and international journals. He has been a consultant to the World Bank, International Monetary Fund, Asian Development Bank, UN-ESCAP, Asian Development Bank Institute, and Oxford Analytica. He has addressed many academic conferences and business and professional gatherings. His contacts with the print and the radio and the TV media have been extensive.