Kenneth G. Buffin PhD, FSA, FCA, FIA, FSS is an actuary, statistician and economist with career experience extending over more than 30 years. During his career, he has served in various capacities as consultant, project manager, actuary and investment strategist for major institutional clients. He currently serves as Chairperson of the American Academy of Actuaries Social Insurance Committee and as a member of the International Actuarial Association's Social Security Committee and the Society of Actuaries Social Security Committee. Ken is the President of Buffin Partners, Inc., an independent actuarial, economic and investment consulting company in the USA. He is the author or coauthor of various publications of the American Academy of Actuaries including: Public Policy Monograph on Social Security Reform Options; Social Adequacy and Individual Equity in Social Security; A Guide to the Use of Stochastic Models in Analyzing Social Security; Women and Social Security; Quantitative Measures for Evaluating Social Security Reform Proposals; Annuitization of Social Security Individual Accounts; Investing Social Security Assets in the Securities Markets.